Blog by DOINA BIOLAN B.Comm

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RISING INTEREST RATES

June 26th, 2013
Rising interest rates: Consumers, investors face sudden shift TARA PERKINS AND TIM KILADZE The Globe and Mail  Canadians accustomed to cheap money are quickly realizing that the era of rock-bottom rates could soon be coming to a close. Since the worst of the financial crisis, government interest rates in Canada and the United States have remained exceptionally low, and for th ...
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Posted in Mortgages

Biggest Flooding in Calgary since 1930's

June 21st, 2013
It looks like the worst is yet to come...the City just announced that Deerfoot Trail, the main highway from N-S witll close later tonight. I am praying really hard that Glenmore Reservoir will hold on and not break, that will be even more devastating. Losing the potable water is the worst that can happen, after all this..Pray, everyone...just pray..
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Posted in General

Calgary distroyed by flooding

June 21st, 2013
I never thought that I would live to see the day that Calgary will be under the state of emergency due to severe flooding..I went to see my doctor today and I could not stop crying all the way home, seeing all the devastation. I live in McKenzie Towne, not affected by the flooding. However, many roads are closed, downtown is under water, Princess Island Park under water, all around Stampede, ...
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Posted in General

CHANGES IN CANADIAN MORTGAGE MARKET

May 24th, 2013
Change in the Canadian Mortgage Market  May 2013  Significant Statistics    •           Overall housing starts are projected to decline from 205,000 in 2011 to 150,000 by 2014. In total, the housing starts downturn will reduce related employment by 80,000 jobs.    •           For mortgages repaid during the past two decades, actual repayment has been two-thirds of the contracted ...
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Posted in Mortgages

hOIME RENO'S DO'S AND DONT'S

May 21st, 2013
  The five most important things to know before you reno By Noel Hulsman | GoldenGirlFinance.com – Fri, 17 May, 2013 4:29 PM EDT Home renovations rarely go as planned. The job always takes longer, costs more and makes you waaay crazier than your HGTV-fueled dreams can ever account for. Maybe that explains why, according to a recent TD poll, many homeowners forget one very important t ...
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Posted in Real estate

AMAZING WEATHER...but dirty streets

May 14th, 2013
Yesterday i visited frinds in McKenzie towne, and their trees in front of their home looked sad and grey. Not even one day has passed by and today the tree is full of green leaves and the tree's little white buds are ready to bloom. When did that happen? I am still waiting for some rain, Calgary is so dry and dusty! In top of everythin, the City failed to clean the streets. There is gravel ev ...
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Posted in General

REFINANCE YOUR HOME FOR FREE AND PAY YOUR DEBTS

May 14th, 2013
     Free Refinance Program Do you have credit card debt, car loans, lines of credit or any other financial debt that you will like to get rid of? As long as you have equity in your home, we can help. FOR FREE!!! FREE Refinance Program Highlights: This program  covers the following at no cost to the borrower: All secured and unsecured debt payout One (1) signing appointme ...
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Posted in Mortgages

BOND RATES MAY 01 2013

May 1st, 2013
•           TSX +143.83 to 12345.50    •           DOW +21.05 to 14839.80 •           Dollar +0.43 to 99.29 •           Oil -1.42  to 92.99 •           Gold -1.80 to 1471.80   *these numbers have been taken from  www.tmxmoney.com  at 8:05 AM EST   Canadian 5 year bond yields markets +0.01 to 1.17 The spread  is WITHIN the comfort zone at 2.02  http://www.investing.com/rates-bo ...
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Posted in General

UPDATING YOUR HOME

May 1st, 2013
  Updating your home means updating your insurance policy Christina Pellegrini FP When you add an extension to your home, install new security devices or replace your weathered roof, your insurance policy may also need a makeover. A new TD Insurance poll suggests that the majority of Canadian homeowners don’t disclose home improvements their insurer, even though it could mean a redu ...
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Posted in Real estate

Income tax time

April 22nd, 2013
The dateline for filling income taxes is approaching fast. For everybody out there that hasn't done it yet, it is time to see you tax accountant. Don't forget all your T4's, RRSP slips, charity receipts, GST returns, flow-through shares T5013 A's, list of all your deductions, medical expenses. Last, but not least, take your checkbook with you and pay the taxes you owe on the spot.
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Posted in General

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