Blog by DOINA BIOLAN B.Comm
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DO YOU HAVE 10 OR MORE YEARS UNTIL YOU RETIRE?
October 25th, 2016
10 or more years until you retire
Retirement is a long way off, so you figure you've got lots of time to think about it. And with more than 10 years to go, you've got plenty of other things on your mind. Still, it's time to start taking concrete steps that will pay off in the long run as part of a simple yet effective action plan.
Money matters
Create a monthly budget so you'll…
Be ab ...
MORTAGE REFINANCE TESTIMONIAL FROM CAT AND CRISTINA B.
October 25th, 2016
We refinanced and consolidated our mortgages, and it's 100% as a result of the hard work, high work ethic and standards that Doina possess. Doina not only worked hard to make sure people were working on our file but she made sure that we were updated every step of the way! We have dealt with many mortgage organizations and we have never been treated as respectful and professional as you have ...
Hard to Insure Life Insurance
October 20th, 2016
Hard to Insure Life Insurance
Have you been declined for life insurance due to an illness, being overweight, having a high risk job, because you used drugs or abused alcohol in the past, bad driving record or travelling to a high risk destination? You can still insure that mortgage, debts, ptotect your family!
We have a solution for you!
It’s called "no medical" life insurance. No medic ...
Bank of Canada's key interest rate remains unchanged at 0.50%
October 20th, 2016
Breaking News
The Bank of Canada's key interest rate remains unchanged at 0.50%. For those of you with variable rate mortgages and/or lines of credits, your payments will remain unchanged.
The Bank of Canada reports that the economy is in a slow growth period and will be for some time. However, it does predict increased activity in many sectors as the US economy strengthens.
Core i ...
ALBERTA HOME SALES SEPTEMBER 2016
October 18th, 2016
Alberta home sales edge down year-over-year in September
The Alberta Real Estate Association (AREA) compiles provincial MLS® sales data for dissemination to REALTORS® and other interested groups. The data that is provided represents statistics provided to AREA by way of the Canadian Real Estate Association (CREA). For more detailed statistical information for Boar ...
MORTGAGE DEAL APPROVED!
October 14th, 2016
And the shark in me approved another mortgage deal! This wasn't meant to go down the drain, as predicted by some.The new mortgage rules imposed bt the Minister of Finance don't scare me. An underwriter telling " no" does not scare me. Perseverence, perseverence...Maybe 10 yrs+ of doing Mortgages helps..maybe me being "mean" and contradicting the banks helps...maybe being diligent helps...mayb ...
Oct 17 2016 it is a critical date for mortgage industry
October 11th, 2016
October 17, 2016 is a critical date - changes to mortgage insurance rules were announced by the federal government and will take effect that day. Do you understand the changes and how they will impact the real estate industry?
Mortgage insurance rules will change to require all insured mortgages to undergo a ‘stress test’ from the lender. That test will require t ...
HAPPY THANKSGIVING FROM TMG MORTGAGES TEAM!
October 9th, 2016MORE BAD NEWS FORM THE LENDERS - PREAPPROVALS
October 5th, 2016
It seems that the news we got couple days ago from the Minister of Finance regarding the mortgage industry changes are " provoking" more changes, internally, from lenders out there , that are affecting the consumer directly.
At the present time, many lenders will not be accepting rental applications (owner occupied-rentals are still eligible and being accepted)
Any new refinances must c ...