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4 year fixed rate update

October 25th, 2012
4 year fixed rate is 2.89% today!

Special conditions apply, call me for details.

Protect your mortgage and family by getting disability insurance coverage

October 24th, 2012
Are you self employed? Employee, but no health benefits or disability insurance?
What it will happen to your family if you get sick, you go to the hospital for surgery or have an accident? Are you going to pull out your RRSP's? Use your credit cards to pay your bills? Ask your family or friends for a loan?

Do you know that aprox. 50% of bankruptcy cases in Canada are due to an acci ...

Lending rate remains unchanged

October 23rd, 2012


The Bank of Canada is leaving its key lending rate unchanged at one per cent.

Oct 23 2012

The announcement came Tuesday morning, in a statement that notes the U.S. economy is expanding at a "gradual pace," indicators point to a "continued contraction" in Europe, and growth has slowed "more than expected" in China and other emerging economies.

For Canada, the ...

Bond rates

October 22nd, 2012
  • TSX +177.74 to 12,407.70   
  • DOW +127.55  to 13,55178
  • Dollar +0.0008 to 101.25
  • Oil +0.37 to 92.46
  • Gold +6.00 to 1,752.30

*these numbers have been taken from as at 7:30AM EST


Canadian 5 yr bond yields markets 0.014 to 1.344 .

Canadians confident in housing

October 22nd, 2012


Canadians confident in housing, but most not ready to buy


 Survey results suggest most Canadians feel now is a great time to buy a home, but not for them personally.

Photograph by: File , Reuters

 Survey results suggest most Canadians feel now is a great time to buy a home, but not for them personally.

 A poll done for Royal Bank of Canada found 59 per cent of those asked sai ...

Self employed? Tips on getting your mortgage approved

October 15th, 2012

Today's Mortgage TIPP # 1:

Self employed clients that :
- cannot prove income though their Notice of Assessments( show very little income compared with the gross income they make)
-are incorporated
-have been in business for more than 3 years

You MUST have:

income taxes paid in full
- Financial Statements prepared by a c ...

Mortgage rates

October 8th, 2012
5 year fixed rate is 2.98%
4 year fixed rate is 2.90%
5 year variable is Prime-.35%

Conditions apply**

Important tax references for 2012

October 3rd, 2012
Do you know your maximum Old Age Security, Canada Pension Plan?

How about the Maximum RRIF withdrawals or RRSP, TFSA or RESP contribution ceiling?

Here are a few guidelines, for more information send please feel free to contact me at


OLD AGE SECURITY(OAS): Maximum monthly benefit is $ 540.12

CANADA PENSION PLAN((CPP): Maximum monthly benefit at age 65 is $986.67

R ...

Calgary sales today

October 1st, 2012

Calgary area sales and price growth continue, despite national trends
Resale market continues slow and steady recovery

Calgary, Oct. 1, 2012 – Residential sales activity continues to improve in the Calgary area, as year-over-year sales for the month of September increased by 11 per cent.  After the first three quarters of the year, residential sales within city limits totaled 17,018 ...