Blog by DOINA BIOLAN B.Comm

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Possession day in Silverado!

March 4th, 2016
Congratulations Adriana, Cristian and Gabriel ! Wishing you all the very best settling in and making it your own. I am really excited that you've finally moved in, after such long wait!  I truly hope your new nouse will bring you lots of happines! I cannot wait to enjoy a cup of coffee with you on that beaustiful, sunny deck!

Moving towards mortgage freedom

March 1st, 2016
Moving towards mortgage freedom Good news!  It may only take small changes for you to become mortgage free and save thousands of dollars in interest in the process.  In December, Mortgage Professionals Canada released its annual state of the housing market report and found that, on 2015, 36% of homeowners took actions to reduce their mortgage debt. While many homeowners think in terms of lu ...

238 BEDFORD Circle, Calgary, Alberta

February 27th, 2016
I just finished uploading this Townhouse for sale, 238 BEDFORD Circle, Calgary, Alberta1223 sq ft, two storey townhouse in Beddington on a quiet street, close to shopping, transportation, schools and the Nose Creek Parkway.Easy access to Deerfoot Trail and Stoney Trail, 10 min to the airport and 20 min to downtown. 3 BEDROOMS and 2.5 BATHS! On the main floor you will find a very large living ...

Bank Life Insurance vs.personal Life Insurance

February 22nd, 2016
DO YOU KNOW THE DIFFERENCES BETWEEN BANK LIFE INSURANCE AND PERSONAL INSURANCE ? Your lending institution/bank offers mortgage insurance at the time you get your mortgage approval . But why settle for an insurance product that does just one thing? When it comes to protecting your family, there is another option to consider . Here are the differences, you decide which insurance gives you m ...

WHAT CAN AFFECT YOUR CREDIT SCORE

February 2nd, 2016
                          Here's what can effect your credit score Okay, you've worked hard to build up your credit score. You pay all your debts on time, have focused on getting out of debt --maybe even closed a few of those accounts because you don't need them or want them anymore. Then one day you apply for a loan and there are issues. What??? Everyone und ...

Financial news update February 01 2016

February 1st, 2016
TD weekly Bottom Line   Highlights   United States The Federal Open Market Committee (FOMC) stood on the sidelines this week, raising concern over economic and financial developments globally. The tone of the statement was more dovish than expected, reducing the odds of a March hike.   U.S. economic growth slowed in Q4, with the economy advancing by a meagre 0.7% q/q (annualized ...

Housing market remains unchanged in January

February 1st, 2016
Housing market remains unchanged in January  Slow sales activity and inventory gains place downward pressure on prices Click here to view the full monthly stats package. Calgary’s housing market is starting 2016 firmly in buyers’ market territory, much the same as last year ended.  “The recent slide in energy prices has raised concerns about near-term recovery prospects fo ...

Alberta December 2015 home sales

January 21st, 2016
      Alberta home sales down year-over-year in December The Alberta Real Estate Association (AREA) compiles provincial MLS® sales data for dissemination to REALTORS® and other interested groups. The data that is provided represents statistics provided to AREA by way of the Canadian Real Estate Associa ...

Prime rate stays at 2.70

January 21st, 2016
As per Bank of Canada, Prime rate will stay at 2.70 %  for now . For variable rate mortgages, the payments will remain the same .

Monthly stats

January 18th, 2016
MonthlyMonth to DateMonth to Date City of Calgary Dec-14 Dec-15 % change Jan-15 Jan-16 % change Total Sales 1,073 879 -18.08% 395 331 -16.20% New Listings 1,363 1,492 9.46% 1,658 1,476 -10.98% Active Listings 3,379 4,355 28.88% 4,165 4,863 16.76% Median 415,000 408,000 -1.69% 412,500 404,000 -2.06% Average Price 472,000 462,677 ...
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