Blog by DOINA BIOLAN B.Comm

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Canadians confident in housing

October 22nd, 2012
  Canadians confident in housing, but most not ready to buy    Survey results suggest most Canadians feel now is a great time to buy a home, but not for them personally. Photograph by: File , Reuters  Survey results suggest most Canadians feel now is a great time to buy a home, but not for them personally.  A poll done for Royal Bank of Canada found 59 per cent of those asked sai ...
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Posted in Real estate

Self employed? Tips on getting your mortgage approved

October 15th, 2012
SELF EMPLOYED TIPS ON HOW YOU CAN GET YOUR MORTGAGE APPROVED Today's Mortgage TIPP # 1:Self employed clients that :- cannot prove income though their Notice of Assessments( show very little income compared with the gross income they make)-are incorporated-have been in business for more than 3 yearsYou MUST have:- income taxes paid in full- Financial Statements prepared by a c ...
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Posted in Mortgages

Mortgage rates

October 8th, 2012
5 year fixed rate is 2.98%4 year fixed rate is 2.90%5 year variable is Prime-.35%Conditions apply**
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Posted in Mortgages

Important tax references for 2012

October 3rd, 2012
Do you know your maximum Old Age Security, Canada Pension Plan? How about the Maximum RRIF withdrawals or RRSP, TFSA or RESP contribution ceiling? Here are a few guidelines, for more information send please feel free to contact me at   doina@bblife.ca.   OLD AGE SECURITY(OAS): Maximum monthly benefit is $ 540.12 CANADA PENSION PLAN((CPP): Maximum monthly benefit at age 65 is $986.67 R ...
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Posted in General

Calgary sales today

October 1st, 2012
Calgary area sales and price growth continue, despite national trends Resale market continues slow and steady recovery Calgary, Oct. 1, 2012 – Residential sales activity continues to improve in the Calgary area, as year-over-year sales for the month of September increased by 11 per cent.  After the first three quarters of the year, residential sales within city limits totaled 17,018 ...
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Posted in Real estate

Having fun at the end of the week

September 29th, 2012
Last night i decided to leave the office earlier and rewind the time a little, by attending a concert with "Compact", a 30 years old rock Romanian band. That brought back lots of memories from my University years, and made me ask myself: is life only about work and worries? Don't think so...then, let's take some time off once in a while and sing, smile and forget about all the problems. The l ...
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Posted in General

AWESOME MORTGAGE RATES!

September 26th, 2012
AWESOME MORTGAGE RATES!!!1 year fixed: 2.49%2 year fixed: 2.59%3 year fixed: 2.69%4 year fixed: 2.90%5 year fixed: 2.98%10 year fixed:3.89%Above rates are for high ratio deals only, and closing in 30 days, November 02 or maximum 60 days.Also, they may not apply to rentals or self employed clients.Call for details!5 year variable: Prime-.30% ( high ratio)5 year variable rate: Prime-.20%( ...
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Posted in Mortgages

CONVENTIONAL MORTGAGE RATES!

September 26th, 2012
Buying,  renewing, refinancing? Conventional mortgage rates: 1 year fixed: 2.49%3 year fixed: 2.79%4 year fixed: 3.04%5 year fixed: 3.09%
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Posted in Mortgages

Fire in McKenzie Towne

September 18th, 2012
Such a scary moment, when a big fire anounced the other day in McKenzie Towne! I live and work in the area, and just the thought of the surroundings being disrupted by a fire is mind blowing, as you never think that it may happen so close to home. I like to go jogging around the pond every other day, and many times i stopped admiring the serenity of the water, the sunset or just the people pa ...
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Posted in General

Mortgage ruling

September 17th, 2012
Mortgage rules a temporary fix to housing   OTTAWA - TD Bank says tighter mortgage rules should do the job of cooling Canada's hot housing market in the short term, but higher interest rates will be needed to return the market to saner levels. TD Bank says tighter mortgage rules should do the job of cooling Canada's hot housing market in the short term, but higher interest rates will ...
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Posted in Mortgages

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