Blog by DOINA BIOLAN B.Comm

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PAYMENT HISTORY IMPORTANCE ON YOUR CREDIT SCORE

March 12th, 2013
Building a perfect credit score should be what we all aim for, giving the fact that a good credit history will help us secure loans such as: mortgages, car loans, credit card, student loans etc.The most important part in building your credit history is the PAYMENT HISTORY. This counts for 35% of your Beacon score. The credit agency( such as Equifax, Transunion etc) look for it are: -account p ...

TESTIMONIAL FROM MARIOARA AND ILIE SEUCHEA

March 1st, 2013
      Buying a home is a complex and complicated process,but is one of the best investment you'll ever make.We choose Doina as our mortgage broker 5 years ago when we bought our first house.We made the perfect decision by choosing her because she is very professional,dedicated to client satisfaction and patient by guiding up step by step through the process.In addition to all of Doina is ...

5 YEAR FIXED RATE AT 2.94%

February 28th, 2013
Buying a home, transferring a mortgage or refinancing? Get the 5 year fixed at 2.94%!!!!*** Certain conditions apply***Call me today for details!

146 MT GIBRALTAR Heights SE, Calgary, Alberta

February 28th, 2013
I just sold this House at 146 MT GIBRALTAR Heights SE, Calgary, Alberta McKenzie Lake.View this recently sold House or see all my home sales

146 MT GIBRALTAR Heights SE, Calgary, Alberta

February 22nd, 2013
I just finished uploading this House for sale, 146 MT GIBRALTAR Heights SE, Calgary, AlbertaThis house is a must see! Enjoy summer at the lake,winter skating or a relaxing walk in Fish Creek Park in desirable McKenzie Lake.This 5 bedroom 3.5 bathrooms house is located in a cul de sac and is a short walk to the school, the ridge or the lake. The large tiled foyer leads into the bright living ...

HOW MORTGAGE RATE INCREASES MAY AFFECT YOU

February 22nd, 2013
Are you living on the edge? Find out what areas of your financial life would be affected by an interest rate increase and what it could cost you.     House and home   According the Canadian Association of Mortgage Professionals’ 2012 consumer study, about 28 percent of homeowners have a variable-rate mortgage. And let’s just be clear: Those mortgages have provided huge savings in re ...

TD COLLATERAL MORTGAGES

February 10th, 2013
IMPORTANT ARTICLE REGARDING TD MORTGAGES!!! If you have a TD  mortgage, be aware that TD registers as a collateral mortgage and have since October 2010.  Are you aware that you cannot transfer the  mortgage to another Financial Institution even if you pay the penalty? Some of you think that you can transfer your mortgage at end of term, but, unfortunately,you CANNOT. The TD policy is es ...

RRSP'S AND YOU

January 29th, 2013
How to plan for a comfortable retirement If you want sufficient assets for a comfortable retirement, start planning now. Some experts say you'll need 60 to 75 per cent of your present income once you stop working and even more if you want to travel or keep up expensive hobbies. You are the best judge however of how much retirement income you will need, based on the lifestyle you inten ...

RRSP season

January 23rd, 2013
37 days until RRSP season ends! Call me today for an appointment to review your retirement plan.http://www.mycalgarydreamhome.com/Investments.ubr

MORTGAGE RATES TODAY

January 23rd, 2013
HELOC 3.00% ( ask for details**)   1 year fixed: 2.65% 2 year fixed: 2.69% 3 year fixed: 2.69% 4 year fixed: 2.99% 5 year fixed: 2.98%   7 year fixed: 3.79% 10 year fixed: 3.79%   5 year variable: Prime-.35%   Prime rate: 3.00% Benchmark rate: 5.24%   All rates are subject to certain conditions and may change anytime***
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