Blog by DOINA BIOLAN B.Comm

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2014-2015 RRSP season tips

January 10th, 2015
Quick reference: 2014–2015 RRSP season The RRSP contribution limit for the 2014 fiscal year is $24,270. The TFSA contribution limit, which has been indexed to inflation since 2013, is now $5,500. If you don’t currently have a TFSA can contribute up to $36,500 as of January 1, 2015. Learn more about our TFSA-eligible products. If you turned 71 this year you  have until December 31, 2014 ...
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Posted in Investments

CANADIANS JUST DON'T UNDERSTAND TFSA'S

January 10th, 2015
Canadians just don’t understand TFSAs By Gail Johnson The Canadian Press - A Piggy Bank with a $20 bill and the letters TFSA is shown in Montreal, Monday, December 16, 2013. THE CANADIAN PRESS IMAGES/Graham …more  Hughes  less  Tax-free savings accounts (TFSA) may be increasingly popular, but they also have a lot of Canadians scratching their heads. Forty-eight per cent of Canad ...
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Posted in Investments

2015 ECONOMY- BUYING A HOME OR NOT?

January 7th, 2015
Economy in 2015 good for buying a home The outlook for the Canadian economy in 2015 in general is looking rosy. As you know, we are, for the most part, influenced by the U.S. economy. Economic recovery in the US is growing at the consumer level and demand for goods will pull many other countries along with it, including Canada. Since important sectors of the Canadian economy are co ...
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Posted in Real estate

11 SADDLETREE CO NE, Calgary, AB

December 27th, 2014
I just sold this Townhouse at 11 SADDLETREE CO NE, Calgary, AB Saddleridge.View this recently sold Townhouse or see all my home sales
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Posted in Listings

TESTIMONIAL FOR DOINA BIOLAN,REALTOR®

December 16th, 2014
TESTIMONIAL FROM S.CIOBANU FOR DOINA BIOLAN, REALTOR®“Doina was very helpful in getting the right condo for us. Highly recommend Doina because of all high professionalism, and all the positive experience we had with her. Doina is very devoted to her job and knows her job very well. We really felt her interest to make our experience the best and she really did. Her schedule was pretty flexible ...
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Posted in Real estate

HOUSING MARKET IN 2015

December 15th, 2014
Housing market expected to be stable in 2015 While the recent drop in oil prices has caused speculation about implications for the housing sector, stable conditions are expected given current forecasts for employment and migration. “While employment and migration are expected to support housing demand, estimates could change depending on the extent and dur ...
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Posted in Real estate

PRICE GROWTH SLOWS IN CALGARY

December 1st, 2014
    Price growth slows in Calgary Improving inventories help ease price growth pressure Calgary’s residential resale housing market posted relatively strong November activity reaching 1,782 units, a three per cent increase over the previous year, and nearly 13 per cent above long term averages. ...
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Posted in Real estate

SELF EMPLOYED APPROVAL FOR A MORTGAGE

November 29th, 2014
SELF EMPLOYED TIPS ON HOW YOU CAN GET YOUR MORTGAGE APPROVED Today's Mortgage TIPP # 1: Self employed clients that : - cannot prove income though their Notice of Assessments( show very little income compared with the gross income they make) -are incorporated -have been in business for more than 3 years You MUST have: - income taxes paid in full - Financial Statements prepared ...
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Posted in Mortgages

10 OR MORE YEARS UNTIL RETIREMENT?

November 22nd, 2014
10 or more years until you retire   Retirement is a long way off, so you figure you've got lots of time to think about it. And with more than 10 years to go, you've got plenty of other things on your mind. Still, it's time to start taking concrete steps that will pay off in the long run as part of a simple yet effective action plan. Money matters Create a monthly budget so you'll ...
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Posted in Investments

The cost of not buying a home today

November 21st, 2014
THE REAL COST OF NOT BUYING A HOUSE TODAY…     1. Historically the longer you wait... the higher the price.  As evidenced by the CMHC cost index for the past 25 years.   2. There are 2 components in purchasing a home:           1) Cost of the property           2) Cost of the money     Both of these are commodities.  You o ...
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Posted in Mortgages

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