Blog by DOINA BIOLAN B.Comm

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Bank of Canada's key interest rate remains unchanged at 0.50%

October 20th, 2016
Breaking News   The Bank of Canada's key interest rate remains unchanged at 0.50%.  For those of you with variable rate mortgages and/or lines of credits, your payments will remain unchanged. The Bank of Canada reports that the economy is in a slow growth period and will be for some time. However, it does predict increased activity in many sectors as the US economy strengthens.   Core i ...
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Posted in Mortgages

ALBERTA HOME SALES SEPTEMBER 2016

October 18th, 2016
Alberta home sales edge down year-over-year in September The Alberta Real Estate Association (AREA) compiles provincial MLS® sales data for dissemination to REALTORS® and other interested groups. The data that is provided represents statistics provided to AREA by way of the Canadian Real Estate Association (CREA). For more detailed statistical information for Boar ...
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Posted in Real estate

MORTGAGE DEAL APPROVED!

October 14th, 2016
And the shark in me approved another mortgage deal! This wasn't meant to go down the drain, as predicted by some.The new mortgage rules imposed bt the Minister of Finance don't scare me. An underwriter telling " no" does not scare me. Perseverence, perseverence...Maybe 10 yrs+ of doing Mortgages helps..maybe me being "mean" and contradicting the banks helps...maybe being diligent helps...mayb ...
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Posted in Mortgages

Oct 17 2016 it is a critical date for mortgage industry

October 11th, 2016
October 17, 2016 is a critical date - changes to mortgage insurance rules were announced by the federal government and will take effect that day. Do you understand the changes and how they will impact  the real estate industry? Mortgage insurance rules will change to require all insured mortgages to undergo a ‘stress test’ from the lender. That test will require t ...
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Posted in Mortgages

HAPPY THANKSGIVING FROM TMG MORTGAGES TEAM!

October 9th, 2016
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Posted in General

MORE BAD NEWS FORM THE LENDERS - PREAPPROVALS

October 5th, 2016
It seems that the news we got couple days ago from the Minister of Finance regarding the mortgage industry changes are " provoking" more changes, internally, from lenders out there , that are affecting the consumer directly. At the present time, many lenders  will not be accepting rental applications (owner occupied-rentals are still eligible and being accepted) Any new refinances must c ...
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Posted in Mortgages

Real Estate Testimonial from Cristina Nacu

October 4th, 2016
Salut Doina . Îți mulțumesc încă o data pentru serviciile tale ca  Realtor. Ești o persoana cu un tact deosebit și care ne-ai tratat nu ca pe un " another deal ".  Tu trăiești istoria fiecărei persoane, cuplu prin tine. Detaliile și sfaturile  pe care le-ai oferit au fost și sunt extrem de importante. Tu nu omiți nici un detaliu, care alții cred ca este neimportant. Mulțumesc ca ...
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Posted in Real estate

Real Estate Testimonial from Adriana Carpo

October 4th, 2016
From: Adriana Carpo  Sent: October-04-16 2:12 PM   We know Doina for 10 years now and had the great pleasure to use her consulting skills numerous times, as she is also our Financial Advisor. As a Realtor, she rocks! Recently, we had to move within a fixed timeline, but she made sure our house purchase was not only a great fit for what we wanted, but was genuinely a good purchase and a wi ...
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Posted in Real estate

Alberta home sales down year-over-year in August

September 21st, 2016
Alberta home sales edge down year-over-year in August The Alberta Real Estate Association (AREA) compiles provincial MLS® sales data for dissemination to REALTORS® and other interested groups. The data that is provided represents statistics provided to AREA by way of the Canadian Real Estate Association (CREA). For more detailed statistical information for Boards/ ...
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Posted in Real estate

Top 10 Realtors at Urban Real Estate Services Ltd- August 2016

September 9th, 2016
Hello Team,   Please join me in congratulating our TOP TEN team members for the month of August 2016. The list below is in the sorted order.   1 Lisa (Xin) Li   2 Kashif Zafar   3 Gagandeep Kainth   4 Doina Biolan   5 Gulsen Guldas   6 Mohammad Islam   7 Anila Khan   8 Sheni Thob ...
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Posted in Real estate

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