Blog by DOINA BIOLAN B.Comm

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REFINANCE YOUR HOME FOR FREE AND PAY YOUR DEBTS

May 14th, 2013
     Free Refinance Program Do you have credit card debt, car loans, lines of credit or any other financial debt that you will like to get rid of? As long as you have equity in your home, we can help. FOR FREE!!! FREE Refinance Program Highlights: This program  covers the following at no cost to the borrower: All secured and unsecured debt payout One (1) signing appointme ...

5 YEAR FIXED RATE AT 2.94%

February 28th, 2013
Buying a home, transferring a mortgage or refinancing? Get the 5 year fixed at 2.94%!!!!*** Certain conditions apply***Call me today for details!

HOW MORTGAGE RATE INCREASES MAY AFFECT YOU

February 22nd, 2013
Are you living on the edge? Find out what areas of your financial life would be affected by an interest rate increase and what it could cost you.     House and home   According the Canadian Association of Mortgage Professionals’ 2012 consumer study, about 28 percent of homeowners have a variable-rate mortgage. And let’s just be clear: Those mortgages have provided huge savings in re ...

MORTGAGE RATES TODAY

January 23rd, 2013
HELOC 3.00% ( ask for details**)   1 year fixed: 2.65% 2 year fixed: 2.69% 3 year fixed: 2.69% 4 year fixed: 2.99% 5 year fixed: 2.98%   7 year fixed: 3.79% 10 year fixed: 3.79%   5 year variable: Prime-.35%   Prime rate: 3.00% Benchmark rate: 5.24%   All rates are subject to certain conditions and may change anytime***

Get money for Christmas

December 12th, 2012
DO YOU NEED EXTRA MONEY FOR CHRISTMAS? The equity in your house could be the answer!Use the money to pay existing debts, consolidate credit card bills and car loans, using the money for a vacation or paying for school.If you have enough equity in your home, you can use it to get that financial freedom or flexibility!For more information call Doina at 403-613-2205.

Benchmark rate

November 23rd, 2012
Understanding Bank of Canada Benchmark Rate:  The Benchmark rate is set by the Bank of Canada. It is calculated each Wednesday and set the following Monday.  But what does "calculated" mean?  Well, each week the BOC looks at the 'posted' 5 year rate from the 'Big 6' banks.  An average is taken (using mode), and that becomes the benchmark rate.  To find the most recent Wednesday calculat ...

HELOC at Prime!

November 15th, 2012
HELOC at Prime ( 3%). Special conditions apply***Call us for details at 403-613-2205

qualifying mortgage rate announcement

November 2nd, 2012
MORE BAD NEWS REGARDING MORTGAGE CHANGES FROM OSFI Effective immediately the Qualifying Rate most banks use currently use for High Ratio loans will now be extended to Conventional loans as well.   This means: . For High Ratio and Conventional mortgages with a fixed rate term of less than 5 years the qualifying interest rate is the greater of the Bank of Canada qualifying rate and t ...

4 year fixed rate update

October 25th, 2012
4 year fixed rate is 2.89% today!Special conditions apply, call me for details.

Lending rate remains unchanged

October 23rd, 2012
  The Bank of Canada is leaving its key lending rate unchanged at one per cent. Oct 23 2012 The announcement came Tuesday morning, in a statement that notes the U.S. economy is expanding at a "gradual pace," indicators point to a "continued contraction" in Europe, and growth has slowed "more than expected" in China and other emerging economies. For Canada, the ...
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