Blog by DOINA BIOLAN B.Comm

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testimonial

December 20th, 2012
Over the past few years we have had the extreme pleasure of working with you Ms. Doina Biolan of The Mortgage Group Alberta Ltd. Ms. Biolan, you made the sometimes confusing world of mortgages easy to understand. You explained all of the options available to us and helped us make a decision that will benefit us now and over the long term.  You were very clear. Your explanations were ...
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need a business loan?

November 27th, 2012
WHERE TO GO WHEN THE BANKS SAY NO? Many entrepreneurs running small to medium businesses fail or their growth is  curtailed when traditional banks won’t fund their loan requests, or try to fit them into their mold. We can Help! We look beyond the typical bank products, loans and credit lines in an attempt to find the right solution for each unique customer’s requirement. You may be a r ...
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Guaranteed approved life insurance

November 23rd, 2012
Hard to Insure Life Insurance Did you know that you can get "no medical" life insurance? No medical life insurance means that when you apply for coverage, no one will request a medical report from your doctor and you will not be seen by a nurse or paramedic during the application process (meaning no painful needles or intrusive medical tests). No medical insurance policies only require ...
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MERCHANT ADVANCE LOANS

November 15th, 2012
NEED AN ADVANCE MERCHANT LOAN TO GROW YOUR BUSINESS? Small businesses see plenty of opportunities slip by because they don’t have the money to capitalize on them. Here is one of many examples:Buying extra inventory ahead of high seasono Retailers often sell their goods for multiples of what it cost them to buy.o Sometimes retailers can get substantial discounts for paying cash for inventory. ...
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BORROWED DOWN PAYMENT PROGRAM CHANGES

November 2nd, 2012
 Borrowed Down Payment program changes As per new OSFI regulations, most banks will no longer participate in this program. Down payments must be from own resources and/or gifted from an immediate family member. Only down payments borrowed against a secured line of credit will be acceptable and 1.25% of the balance will be added up into your other debts, bringing down the maximum mortgage ...
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Protect your mortgage and family by getting disability insurance coverage

October 24th, 2012
Are you self employed? Employee, but no health benefits or disability insurance? What it will happen to your family if you get sick, you go to the hospital for surgery or have an accident? Are you going to pull out your RRSP's? Use your credit cards to pay your bills? Ask your family or friends for a loan? Do you know that aprox. 50% of bankruptcy cases in Canada are due to an acci ...
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Important tax references for 2012

October 3rd, 2012
Do you know your maximum Old Age Security, Canada Pension Plan? How about the Maximum RRIF withdrawals or RRSP, TFSA or RESP contribution ceiling? Here are a few guidelines, for more information send please feel free to contact me at   doina@bblife.ca.   OLD AGE SECURITY(OAS): Maximum monthly benefit is $ 540.12 CANADA PENSION PLAN((CPP): Maximum monthly benefit at age 65 is $986.67 R ...
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Having fun at the end of the week

September 29th, 2012
Last night i decided to leave the office earlier and rewind the time a little, by attending a concert with "Compact", a 30 years old rock Romanian band. That brought back lots of memories from my University years, and made me ask myself: is life only about work and worries? Don't think so...then, let's take some time off once in a while and sing, smile and forget about all the problems. The l ...
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Fire in McKenzie Towne

September 18th, 2012
Such a scary moment, when a big fire anounced the other day in McKenzie Towne! I live and work in the area, and just the thought of the surroundings being disrupted by a fire is mind blowing, as you never think that it may happen so close to home. I like to go jogging around the pond every other day, and many times i stopped admiring the serenity of the water, the sunset or just the people pa ...
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