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Hard to Insure Life Insurance

Hard to Insure Life Insurance

Have you been declined for life insurance due to an illness, being overweight, having a high risk job, because you used drugs or abused alcohol in the past, bad driving record or travelling to a high risk destination?

You can still insure that mortgage, debts, ptotect your family!

We have a solution for you!

It’s called  "no medical" life insurance. No medical life insurance means that when you apply for coverage, no one will request a medical report from your doctor and you will not be seen by a nurse or paramedic during the application process (meaning no painful needles or intrusive medical tests). No medical insurance policies only require you to answer a few simple questions. Individuals aged 20 to 80 can apply for up to 300,000 of coverage and premiums are guaranteed. The rates may also be more than 30% lower than comparable plans.

The benefits of life insurance are tax-free and can be used at critical times to:

  • Pay off loans and mortgages
  • Pay medical expenses
  • Fund a child's education
  • Cover your family's living expenses
  • Cover final expenses

 

You can also get a Critical Illness policy that covers Cancer, Heart Attack, Coronary Surgery and stroke ( up to $100,000) or Disability Insurance $2,500 benefit per month).

You can never foresee injury, illness or death and the proceeds from an insurance policy can be crucial during times of need.

No medical plans include free benefits such as terminal illness benefits and transportation benefits. Also available are optional benefits that can be added to your policy including: Child Term Benefit that provides life insurance for your children, Accidental Death Benefit that provides additional coverage of up to $250,000 if death is accidental.

Best of all, those Life Insurance Plans benefits are TAX-FREE, providing your loved ones with CASH when they need it most.

Call us today for a QUOTE: 403-613-2205!