Blog by DOINA BIOLAN B.Comm

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Having fun at the end of the week

September 29th, 2012
Last night i decided to leave the office earlier and rewind the time a little, by attending a concert with "Compact", a 30 years old rock Romanian band. That brought back lots of memories from my University years, and made me ask myself: is life only about work and worries? Don't think so...then, let's take some time off once in a while and sing, smile and forget about all the problems. The l ...

AWESOME MORTGAGE RATES!

September 26th, 2012
AWESOME MORTGAGE RATES!!!

1 year fixed: 2.49%
2 year fixed: 2.59%
3 year fixed: 2.69%
4 year fixed: 2.90%
5 year fixed: 2.98%
10 year fixed:3.89%

Above rates are for high ratio deals only, and closing in 30 days, November 02 or maximum 60 days.Also, they may not apply to rentals or self employed clients.
Call for details!

5 year variable: Prime-.30% ( high ratio)
5 year variable rate: Prime-.20%( ...

CONVENTIONAL MORTGAGE RATES!

September 26th, 2012

Buying,  renewing, refinancing?

Conventional mortgage rates:

1 year fixed: 2.49%
3 year fixed: 2.79%
4 year fixed: 3.04%
5 year fixed: 3.09%

Fire in McKenzie Towne

September 18th, 2012
Such a scary moment, when a big fire anounced the other day in McKenzie Towne! I live and work in the area, and just the thought of the surroundings being disrupted by a fire is mind blowing, as you never think that it may happen so close to home. I like to go jogging around the pond every other day, and many times i stopped admiring the serenity of the water, the sunset or just the people pa ...

Mortgage ruling

September 17th, 2012

Mortgage rules a temporary fix to housing

 

OTTAWA - TD Bank says tighter mortgage rules should do the job of cooling Canada's hot housing market in the short term, but higher interest rates will be needed to return the market to saner levels.

TD Bank says tighter mortgage rules should do the job of cooling Canada's hot housing market in the short term, but higher interest rates will ...

Interest Rates

September 17th, 2012

 

The dark side of low interest rates

The Globe and Mail

Published Wednesday, Sep. 12 2012, 8:22 PM EDT

 

There is a cost to low interest rates. Just ask savers pondering the merits of the Royal Bank’s so called “high interest” e-savings account, a typical offering in Canada. The rate: 1.2 per cent. For U.S. dollar savings, the return is positively microscopic, o ...

Moving up or moving out

September 17th, 2012

When moving up means moving out

 

 Garry Marr | Sep 8, 2012 7:26 AM ET | Last Updated: Sep 7, 2012 3:46 PM ET

More from Garry Marr | @DustyWallet

 

 Even record debt levels — household debt-to-income ratio in Canada is now at 152% — seem to have done little to get Canadians to move for a chance to get ahead

 

Just pick up and move. Who wouldn’t, if it meant making more money or ev ...