Blog by DOINA BIOLAN B.Comm

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market-linked investments



Did you know there are $30 billion in market-linked term investments (MLTI) in Canada?  Now, Financial Advisors can offer MLTIs to their clients.

These investments provide the security of a GIC with the upside of Market potential.  It also has the estate and creditor protection benefits of a Segregated fund and is available for clients as old as 95.

Advantages

  • Protection against market fluctuation: minimum and maximum index growth guaranteed at maturity.
  • 100% Death Benefit
  • No management fees
  • Minimum investment of $500
  • Deposits accepted up to age 95
  • Eligible for Registered plans like RRSP's, LIRA's, RIF's (including TFSA) and Non-Registered plans

To open a such contract, one must invest at least $500, select a basket of stocks and/or allocation (Health Care, Financials or Consumer Staples) and a Current (February 13, 2013) Campaign return options (3%-18% or 0-26%, cumulative).

For more information, call Doina at 403-613-2205.